Risk Disclosure

Investments on this platform are shares in private companies. Like all investments, private company shares carry risk, including the possibility of losing some or all of the capital you invest. Private companies are typically at an earlier stage of growth than publicly listed companies, and their outcomes are less predictable.

While HamroShares conducts due diligence on companies listed on the platform, no level of vetting can eliminate investment risk entirely. We encourage you to conduct your own research before making any investment decision.

There is no government compensation scheme covering losses from private company investments. Your investment is not protected in the same way as a bank deposit.

Private company investments are generally long-term in nature. You should expect to hold your investment for several years before a potential return.

Returns are typically realized through a liquidity event such as an IPO (listing on the Nepal Stock Exchange), an acquisition by another company, or a share buyback. These events depend on the company's growth trajectory and market conditions.

Most private companies reinvest their earnings into growth rather than paying dividends. As a result, your returns will likely come from the appreciation of your shares rather than regular income.

The final value of your shares at the time of exit may be higher or lower than the amount you originally invested, depending on the company's performance.

Private market investing is best suited for investors who have a diversified portfolio and can commit capital for the long term. Only invest money that you would not need for immediate expenses or financial obligations.

Diversification is a key strategy for managing risk. Consider spreading your investments across multiple companies and asset classes rather than concentrating in a single opportunity.

If you are unsure whether private market investing is right for you, consider seeking independent financial advice from a qualified professional.

Unlike publicly traded stocks, private company shares do not trade on an open exchange. This means:

• There may not be a buyer available when you wish to sell your shares
• The price at which you can sell may differ from your expectations or the company's latest valuation
• Share valuations may change between funding rounds based on company performance and market conditions
• You should be comfortable holding your investment for several years until a liquidity event occurs

As private companies grow, they may raise additional rounds of capital by issuing new shares. While this fundraising often reflects positive company progress, it can dilute your percentage ownership in the company.

Dilution means your share of the company may decrease over time, even if the overall value of the company — and your investment — increases.